RAP - INSURANCE EXAM

Q1. What is insurance ?

Promise of compensation for specific potential future losses in exchange for a periodic payment. Insurance is designed to protect the financial well-being of an individual, company or other entity in the case of unexpected loss. Agreeing to the terms of an insurance policy creates a contract between the insured and the insurer. In exchange for payments from the insured (called premiums), the insurer agrees to pay the policy holder a sum of money upon the occurrence of a specific event.

Q2. What is RAP ? I want to know more details about it ?

A-Rural Authorized Person (RAP) is an individual who has a license to solicit or negotiate an Insurance policy with a client on behalf of the insurance companies. To become a RAP VLE has to complete the RAP training modules and pass in RAP exam conducted by NIELIT.

Q3. I am a licensed insurance agent for a company; can i give insurance service through CSC?

A- IRDAI has now also allowed Insurance Agents to work as Rural Authorised Person (RAP), which means that the VLEs need not surrender insurance agent license to become a RAP. Now all the Insurance agents who are VLEs can also become RAP. This would mean’s that “ONLY CSC VLEs” can have two licences (Agent License as well as RAP license). IRDA has approved permission to allow insurance agent to work as RAP. This is a great move and support from IRDA to the VLEs of the CSC network

Q4. Is there a fee for RAP registration ?

A - fee of Rs 350 needs to be paid at the time of RAP registration. If in case VLE is not able to clear/appear for exam, they need to pay a fee of Rs 175 for consequent exams .The Fee needs to be paid using your e-wallet using link http://13.126.173.165/insurance/

Q5. I have registered for RAP and have not received user name and password for training?

The registration id received after RAP registration is the username for training module and password is sent by email to VLE instantly after registration. To login to the training modules link is http://13.126.173.165/insurance/rap/csc_lms/index.php

Q6. I forget my RAP Registration Number. How to get it back ?

VLE can get this Registration by Clinking on Fee Payment Link & then click on Forgot Registration Number http://13.126.173.165/insurance/rap/get-registration.php

I have passed my RAP exam, when will the insurance service be activated and when will i receive biometric device? From the exam pass date, it takes 10-15 days for service to be activated on VLE portal.

I have passed my RAP exam, when will the insurance service be activated and when will i receive biometric device? From the exam pass date, it takes 10-15 days for service to be activated on VLE portal.

Q. How can I get my RAP certificate ?

VLE can download their RAP Certificate from Login into Training Module & Click on Download License option or use this link http://220.225.231.71:5835/rap.aspx

Q. What are the passing marks in RAP exam ?

The passing score for each examination is 35 percent. Candidates who pass the examination will receive a score report that shows numeric score, however final result of the exam is sent to VLE’s via email in 2-3 days from the exam date. Candidates who fail the examination will receive an email and to reappear for exam they need to make payment of Rs 175 by clicking Fee payment icon on insurance Portal.

Importatnt Links

RAP Portal

http://13.126.173.165/insurance/

VLE Registration Link

http://13.126.173.165/insurance/rap/requestkyc.php

VID (Virtual ID Link)

https://resident.uidai.gov.in/web/resident/vidgeneration

FEE Payment Link

http://13.126.173.165/insurance/rap/pay_perm.php

Forget RAP Registration Number

http://13.126.173.165/insurance/rap/get-registration.php

Module Link